Terms of Use

The owner of this website is Richard McKie, hereafter called the site owner.

This website contains information, documents, pages and images prepared by or for the site owner.

If you are offended or upset by any material appearing on this site or on a linked website please contact the site owner.

All due care has been exercised but the site owner does not warrant or represent that the information is free from errors or omission, or that it is exhaustive.

The information is made available on the understanding that the site owner takes no liability (including but not limited to liability by reason of negligence) to the users for any loss, damage, cost or expense incurred or arising by reason of any person using or relying on the information; whether caused by reason of error, omission or misrepresentation in the information; or otherwise.

Nothing on this website is to be taken as advice and users should themselves verify all information and statements made before repeating them to others or talking any action on them whatsoever.  It is your responsibility to conduct your own investigations and enquiries, and make your own decisions, concerning the information on this website or that retrieved from linked websites.

Changes in circumstances after the time of publication may affect the accuracy of the information. The information may change without notice and the site owner is not liable in any way for the accuracy of any information printed downloaded or stored by a user.

The site owner does not:

• represent that the material appearing on this or, on websites linked to this website, is complete, accurate or up-to-date;
• accept responsibility or liability for any loss, damage, cost or expense that you might incur as a result of using or relying on any of this material;
• endorse any of the linked websites nor guarantee that links will be unbroken or that the linked websites are available.

Conversely, the fact that this website is not linked to another website does not imply non-endorsement or criticism of that website.